Automotive Operations

I Run
the Floor.
I Built
the System.

New Car Manager, Ancira Kia. 10+ years building sales process, enforcing accountability, and using AI to close more without adding headcount.

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Disciplined Investor

Building
Wealth
on a
System.

SCHD. JEPI. BND. Bitcoin. Building toward $10K/month passive income and retirement at 55. No hype. Just compounding and discipline — documented in public.

Follow the Build
10+
Years in Automotive
$197
Dealer AI Playbook
$10K
Passive Income Target / Mo
55
Target Retirement Age
Digital Products

Documented.
Tested. Available.

Available Now

The AI-Powered
Dealership Playbook

The exact system I use to run BDC automation, enforce process, and close more units without adding headcount. Built on AI tools any manager can implement today.

  • Where AI cuts cost before noon — leads, BDC, follow-up
  • VinSolutions + automation stack that actually works
  • BDC workflows I run in production (n8n templates included)
  • Manager accountability without micromanaging
  • Pay plan structures that drive the right behavior
  • Full tool stack with every affiliate link
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The Dividend
Machine Guide

How I'm building a $10K/month passive income stream using SCHD, JEPI, BND, and Bitcoin. The allocation model, the compound math, and the 55-retirement timeline.

  • My exact portfolio allocation and the reasoning behind it
  • How I position Bitcoin alongside dividend ETFs
  • The compound math to $10K/month — realistic timeline
  • Tools I use to track, automate, and reinvest
  • The retirement-at-55 breakdown, month by month
My Stack

Tools I Use.
Not Ads.

Automotive CRM
VinSolutions
The CRM I build every sales process on. Only as good as the process you enforce inside it.
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AI Automation
n8n
Self-hosted workflow automation. I run BDC scheduling, email triage, data pipelines, and my trading AI through it.
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Local AI
LM Studio
Run AI models locally. Privacy-first, no cloud, no per-token cost. Running on M2 Max as part of my personal AI stack.
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Brokerage
Fidelity
Where I hold SCHD, JEPI, and BND. Zero commission, solid DRIP, built for long-term compounding.
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Bitcoin
River
Bitcoin-only exchange. Auto-DCA, no altcoin noise. Best option for treating BTC as a long-term savings asset.
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AI Assistant
Claude
Primary AI for strategy, writing, and code. Paired with n8n for automation and used daily for dealership analysis.
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The AI Stack I'd
Build Today.

A no-fluff breakdown of every AI and automation tool I'd set up if I were opening a dealership from scratch. Links, costs, and setup priority.

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Steven
Garcia
San Antonio, TX

Military veteran. New Car Manager at Ancira Kia. Over a decade in automotive retail — from BDC and internet director to running full sales operations, pay plans, and manager accountability at the store level.

Outside the dealership, I'm building a passive income system through dividend ETFs and Bitcoin with one target: $10K/month and retirement at 55. No shortcuts. No hype. Compounding and discipline.

Everything I publish here I've built, tested, or run myself. If it's on this site, it's real.

VinSolutions n8n AI Automation SCHD / JEPI / BND Bitcoin Dealership Ops Military Veteran Sales Process